U.S. Retirement Benefits

To help you plan for your financial future, Monsanto offers a 401(k) plan and free financial planning resources.

Monsanto and its affiliates reserve the right to amend or terminate company benefit plans and programs at any time.

Monsanto Savings & Investment Plan (401(k)) (SIP)

For every dollar you save— up to and including 8% of your eligible pay — Monsanto adds 80 cents.

In addition, Monsanto provides an annual age-based Core Contribution if you are employed by the company on the last day of the year.

Your Age at Year End

Under 35

35 - 44

45 - 49

50 - 59


Percent of All Eligible Pay






Your contributions can be made on a before-tax, Roth or after-tax basis. Contributions can be invested in a variety of investment funds.


SIP will accept most direct rollovers of eligible distributions from qualified pension and defined contribution plans, as well as from some IRAs.

Financial Planning Resources

You get free access to financial wellness challenges, personal financial planning consultations, workshops and online tools and calculators.